The short answer
What Drives the Cost
The biggest factor is the extent of the damage. A few missing shingles or a broken window costs far less than a roof collapse or flood-damaged drywall. Water damage often spreads quickly, soaking into insulation, wood, and electrical systems, which raises the repair bill.
Your home's age and construction type also matter. Older homes may have materials that are harder to match, and custom finishes cost more to replace. The availability of local materials and labor also influences the final price, so costs can differ from one area to another.
- Roof damage from hail or wind
- Broken windows or doors
- Water intrusion from heavy rain
- Flooded crawlspace or lower level
- Damage to siding or gutters
- Electrical or HVAC system issues
How to Gauge the Damage
Before you can estimate costs, you need a clear picture of what is damaged. Walk around your property and note visible issues like missing shingles, cracked windows, or water stains on ceilings. Check for standing water, damp insulation, or unusual odors that suggest hidden moisture.
If you suspect structural damage or water has reached electrical systems, do not enter unsafe areas. Turn off power at the main breaker if it is safe to do so, and avoid standing water that may be electrified. Your safety comes first, so call a professional for a thorough inspection if needed.
- Document everything with photos and notes
- Check the attic for leaks and stains
- Inspect the exterior for loose or missing materials
- Look for signs of mold or mildew in damp areas
- Note any sagging ceilings or warped floors
- Keep receipts for any temporary repairs you make
Insurance and Claims
Homeowners insurance often covers storm damage, but not always. Policies vary, and your insurer decides what is covered. Flood damage is typically excluded from standard policies, so you may need separate flood insurance. Review your policy to understand your deductibles and coverage limits.
If you plan to file a claim, document the damage thoroughly before any cleanup. Take photos, list damaged items, and keep samples of materials if possible. Contact your insurance company promptly to start the process, but remember that the final decision on coverage rests with them.
Temporary Protection
While you wait for repairs, take steps to prevent further damage. Cover broken windows with plywood or plastic sheeting, and tarp a damaged roof to keep rain out. Move valuable items away from wet areas and use fans or dehumidifiers to dry out spaces if power is safe to use.
These temporary measures can reduce the overall cost by stopping additional water from entering. Keep all receipts for materials you buy, as they may be part of your claim. If you are unsure about safety, the pros can handle temporary boarding or tarping as part of their service.
When to Call the Pros
Some storm damage is simple enough for a homeowner to fix, but significant water damage or structural issues require professional help. The pros have the right equipment to dry out walls, extract standing water, and prevent mold growth. They can also assess hidden damage that is not visible to the eye.
A professional inspection can give you a clear picture of the damage and what repairs are needed. The cost of a professional assessment is often small compared to the cost of missed damage.
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Call (214) 730-5993 any time, day or night, and describe what happened.
Call Now (214) 730-5993Frequently asked questions
Can I fix storm damage myself?
Minor issues like replacing a few shingles or drying out a small area can be doable. But if water has soaked into walls, ceilings, or floors, or if there is any risk of electrical hazards, call the pros. They have the tools and experience to handle hidden damage safely.
How long does storm damage repair take?
The timeline depends on the extent of the damage and the availability of materials. A simple repair might take a day, while major water damage could take weeks to dry out and rebuild. The pros can give you a realistic schedule after an inspection.
What should I do right after a storm?
First, ensure everyone is safe and avoid downed power lines or flooded areas. Document the damage with photos and notes, then make temporary repairs like tarping a roof or boarding windows. Contact your insurance company and a local professional for guidance.